Medicare Part D plans 2023
10/25/2022
 DDS Medicare Part D 2023 UpdateFor plan enrollment and information about the 2023 Medicare Part D prescription plans, please visit www.medicare.gov. Any person supported by DDS who has Medicaid (MassHealth or CommonHealth) and Medicare is considered “dually eligible” and should be enrolled in one of the 6 Low Income Subsidy (LIS) plans available in 2023in Massachusetts. They are:
The following 2022 LIS plan will no longer be a plan in 2023:
Automatically “deemed” Eligible (Full and Partial Duals) All people with Medicare who are active in MassHealth (either full dual or partial dual/ Medicare Savings Programs) for at least one month starting July 2022 will automatically get the LIS for the rest of 2022 and for all of 2023. Anyone who was found automatically eligible for the 2022 LIS but was not an active MassHealth full or partial dual member in July 2022 will receive a GREY letter in the next few weeks from the federal Centers for Medicare and Medicaid (CMS) and Social Secruity Administration (SSA) notifying them that they will not be automatically eligible for LIS in 2023 due to the loss of Medicaid for Medicare Savings Program membership. They will need to apply for the LIS and the GREY letter will include an application. People should apply for the 2023 LIS even though they may end up getting it automatically if they regain their MassHealth or Medicare Savings Program eligibility. If they do regain eligibility, CMS will send them a PURPLE notice informing them that they now automatically quality for the LIS. Plan Reassignments: People who are dually eligible (duals), partial duals (Medicare Savings Program member), or applied for LIS through SSA and found eligible may be reassigned to a new plan. CMS will send out letters in early November for those who:
The enrollment period is Oct.15 – Dec. 7, 2022 and the plan will be effective Jan.1, 2023. REMEMBER: Dually eligible people can change Medicare Part D plans during certain Special Election Periods (SEPs) during the year. They may enroll in a different plan one time during each of the first three quarters in a calendar year (January to March, April to June, July to September). Between the enrollment period (October 15 and December 7), dually eligible people can choose a new plan that will be effective January 1 of the next year. IMPORTANT:
What is the best Medicare plan for 2023?For 2023, Humana has the best Medicare Advantage plans for most people because of its combination of good ratings, low costs and good benefits. We also recommend AARP/UnitedHealthcare for its popular plans that are nearly as well-rated.
Does Medicare Part D have a limit?Signed into law in August 2022, the Inflation Reduction Act capped yearly out-of-pocket costs for Medicare Part D beneficiaries at $2,000.
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